免費首次購房講座

免費首次購房講座

時間:  12月20日

           下午1-3 

地點:   Carlsbad City Library

            1775 Dove Lane, Carlsbad, CA 92011

主講：Realtors: SanSanWardojo and Carrie Lo

            Loan Officer: Zhi Hu (Bank of America)

            Escrow Officer: Donia Ackad (Maritime Escrow)

              

講座內容：

$8,000 首次購房優惠的條件

租房VS買房

買Shortsale 和銀行屋的區別及注意事項

如何提高你的信用评分

RSVP: San-San Wardojo (760) 889-6495 or Carrie Lo (858) 336-4829 

投资美国地产

美国地产。 最进越来越多大路和台弯人来美投资。 是真的，跟两三年前比，美国的房子价钱便宜多了！！
中国的许多富人现金购买流行的美国城市家庭都为自己的孩子，投资，甚至是度假别墅！
我住在圣地亚哥与我的家人，我们喜欢这里！
你还能要求什么？圣地亚哥有海滩，海洋世界， Legoland! 
我们需要一小时，从洛杉矶！ 

Bressi Ranch Homes for Sale

2636 Bressi Ranch Road, Carlsbad 92009

3 bedrooms/3 baths

2,468 sq feet

$530,000 to $580,000

6321 Greenhaven Drive, Carlsbad, CA 92009

4 bedrooms/4 baths

3,092 sq feet

$758,000

这是什么意思??

看看这些terms, 什么意思呢？

Needs TLC: 房子需要钱修复才能够住。
Cozy: 房子有点小
Ocean View: 可能只看一点点的海
Fixer Upper: Prepare to shell out money to fix it up! But could be a great deal!!

Loan Modification Program by HUD

I am so excited to learn about the loan modification sponsored by HUD.
Click here here for the link.

Happy April Fools Day and Sales Tax Increase

Today is April Fool's today. I was pranked this morning by my friend. I didn't think she is capable of doing this, but she did. Anyway, all in good fun =)

Also, today mark the increase of sales tax in CA to almost 9%. This applies to all purchases such as cars, furnitures, toys, clothing, etc. Will this stop you from buying? Most likely not. Especially in the big ticket item purchases such as cars. Car dealership has offers so many incentives nowadays to boost sales that the tax increase might seem minute to consumers.

What do you think?

Ten Important Questions to Ask the Home Inspector

So, your offer got accepted and you jump up and down in joy. The escrow is opened and now what? Now it's the time to get busy and start getting your loan and inspection done.
I can't stress enough the importance of getting an experienced and honest home inspector. The average cost of home inspection for single family home is about $395.
After inspecting your future new home, he will tell you what's wrong with the house, whether you should get a specialist to inspect the roof, plumbing, mold, etc. If there are defects in the house, you can go back to the seller and ask for reduction in sale prices, or request repair. You can even back-out if you are still in your contingency period.

According to HUD, here are ten things you should as the inspector before you agree to use him.

This applies also to new home purchases.

Lower your property taxes and enjoy the savings!

Under State law, (Proposition 8), if the current market value of your property falls below the assessed or taxable value as shown on your tax bill, the Assessor’s Office is required to temporarily lower the assessment. This type of property tax relief generally applies to more recently purchased properties. If you feel you qualify for this reduction, please file this form with the Assessor’s Office between January 1 and May 30.

For example:
Home assessed value: $850,000
Annual Tax Bill (est. rate 1.3%): $11,050

Savings after filing a successful appeal:
New appealed value: $725,000
New annual tax bill: $9,425
NET SAVINGS in the first year: $1,625

Link to form:
http://arcc.co.san-diego.ca.us/docs/valrev.pdf

If you live in San Diego and need help with comparables, feel free to
email me at sansan2@gmail.com.
My service is complimentary.

School Boundaries Look Up

One of the main concerns for home buyers is the school district of the home. Some people just want to stay in the same school district, some wants to move because they are trying to get to another school.
Now you can look up the school boundary online.
Click on the link below for school serving the address of the home.

Carlsbad Unified
Encinitas Unified
San Marcos Union


Have a great weekend!

Hello!

Hello all!
你好?